Discussion in 'In the News' started by xcel, Oct 25, 2019.
Will the insurance cover the damage to property caused by the flying lawn mower?
I'm pretty sure something about towing in the US spooks the legal departments of auto makers. Another example is the Kia Niro which brags about it's towing capacity in Europe and sells a trailer hitch as a dealer-installed option, but in the US no such OEM option and the manual states, "We do not recommend this vehicle for trailer towing". Older Kia SUVs were rated for towing but newer versions of the same models get the same "not recommended" tow warning.
If VW is going to sell the new Golf in the US - then they have to also sell the ID.3!
They can't use the "upsell" tactic in the land of $6.50 gasoline (europe) because lots of people want and need a fuel efficient vehicle that can tow a small trailer (but cannot afford a pickup/SUV due to high fuel prices).
There's plenty of examples of the same drivetrain (US) that can tow in an SUV form but can't tow in a sedan form. That is US marketing tactics.
Having said that, I wouldn't doubt there are some drivetrains (like a lightweight DCT) that the OEMs do not want towing -- either here or in europe for warranty reasons.
But it's not a "because the lawyers will come sue OEMs for letting a sedan tow and then somebody gets hurt". What I posted above from my auto insurance trailer quote proves that. The auto insurance company did NOT care whether I would be towing with my pickup (OEM authorized 9,000 lb +) or my civic (not OEM authorized). The auto insurance company did not view either one as any kind of increased risk ($2.00/year)
When the I.D. 3 launch presentation went live in Europe a few months ago, I hit up VW P.R for details on its release here. I was told in no uncertain terms that the I.D. 3 will not be coming to the U.S. anytime soon. I suspect because they do not want to be a small niche sales vehicle like the LEAF is here in the U.S. They, VW want to make money and can charge quite a bit more for the I.D. CROZZ than the I.D. 3.
The reason is different trailer standards in the US.
In order for light cars to tow, Europe sets the tongue weight low to keep the weight on the car low. The trade off for that is stability, and cars with trailers have a hard speed limit of 60mph over there, as going over that will have the trailer start swaying. In addition to that difference, trailers over 1000lbs have to have brakes.
The tongue weight in the US is twice that of Europe's. This allows the whole kit to stay stable at higher speeds. Assuming that VW doesn't want more weight than what the European standards allow on the Gulf's rear, the trailer weight limit is just going to be 850lbs in the US. Likely even lower if the current SAE standard is applied. Then making the rating zero makes upselling to a SUV easier.
They are likely also looking at their supply lines. China and Europe are bigger EV markets than North America. They will get priority from manufacturers outside of the US.
Coming from the back of my pickup, ... or from the trailer on my civic*?
/should I not haul anything anywhere?? If I'm negligent, don't secure it and it falls out on the highway, there's going to be problems either way....
Looked at the quote, .. talked to another agent. It's as I thought except policy change will not cost $2.00 per year extra ... just $0.98.
Good question. I was wondering about the case of cargo on a trailer. What's covered when the insurance company covers the trailer? Same liability coverage as on the vehicle? (for that $2/year)
That's what they told me over the phone. I still have the same liability. But I do not have comprehensive/collision on the trailer (i.e. trailer repairs are on me). Comprehensive/collision on the trailer would be $1,200/year. I didn't really get into whether that would cover contents of the trailer because it was too expensive for me to justify anyway.
So on my civic, .. I'm down to one primary trailer towing concern ....
Am I willing to (potentially) sacrifice the lifetime powertrain warranty the dealership has extended to me? ... also, ... in order to stay eligible for the warranty I have to have proof of all required maintenance, .. which basically means I have to go to the dealership for all ... which I figure will cost me somewhere between $200 and $400 extra per year (but they do have a nice starbucks machine)
additionally -- gasoline savings (towing with civic vs hauling in pickup) will likely be between 100 and 200 gallons per year. I won't know for sure until I actually get the hitch/trailer, load up and do some steady states.
Checked my tread depth today -- fronts are worn 2to3/32 more than the rear .. it's obvious the "stealership" has not been rotating my tires (even though they verified "oh yes, that's part of the service"). Also, last time through I double checked the engine air filter after coming home from service. It was dirty and I could tell the airbox had not been opened since from the factory. Went back and complained, .. at least they gave me a discounted price on the air filter (which I took home and changed myself).
So that's 2 strikes.
Right, that is the official word. Though that phrase "anytime soon" is interesting. An ID.3 with 261 or 341 miles would be a very different thing than a old Leaf.
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