Nope, from what I recall, it was about 1k annually for insurance. BUT... it only covered structure, no "stuff". Here's what I've got from '93 or '94. The Escape shot was from '03 or '04. Almost the same shot as the Escape, but 10 years earlier. Neighbor on the left. The garage... we lost 15k in model R/C equipment that year. Never got back into it. Shot from the house facing the road (and my 86 Civic, blue door and all).